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Does Workers’ Comp Cover Travel to and From Work?
Commuting to and from work is part of daily life, but what happens if you get injured along the way? Our New York workers’ compensation lawyers explain the “coming and going” rule, the exceptions that may apply, and other legal options you might have if your commute-related injury isn't covered below.
Are There Exceptions to the “Coming and Going” Rule?
While the "coming and going" rule generally excludes commute-related injuries, there can be exceptions.
In certain situations, you could still qualify for benefits depending on the details of how and where the injury happened.
Special Errands
If your employer asks you to run a work-related errand on your way to or from work, an injury that happens during that trip may be covered. For instance, if your supervisor asks you to pick up office supplies and you get hurt while doing it, that could qualify for workers’ compensation.
Company Vehicles
You might also be covered if you’re driving a company-owned or leased vehicle for work purposes, even if it’s during your usual commute. That said, you’ll have to have been using the car for job-related reasons, not just personal travel.
Traveling Employees
Workers who travel between multiple job sites, like construction crews or sales representatives, are usually covered while driving from one location to another. In these cases, travel is considered part of the job, not personal commuting time.
Injuries on Employer Properties
If you’re hurt on your employer’s property, like slipping and falling in the company parking lot before or after your shift, that could also fall under workers’ compensation. Since the injury happened on workplace grounds, it may be considered job-related.
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