Car Accident Attorney
in New York, NY

New York is a "No-Fault" insurance state, which means that regardless of who caused the collision, your own auto insurance policy, specifically your Personal Injury Protection (PIP) coverage, is responsible for paying your initial medical bills and lost wages. It is critical to understand that you must file your No-Fault application within 30 days of the accident, or you risk losing these essential benefits completely. Our legal team handles this paperwork immediately so you do not miss any critical deadlines.

Because of New York's No-Fault laws, you are genuinely barred from suing the other driver for pain and suffering unless your injuries meet the state's strict serious injury threshold under NY Insurance Law § 5102(d). Qualifying injuries typically include bone fractures, significant disfigurement, or the permanent limitation of use of a body organ or member. You may also qualify under the 90/180 rule if a non-permanent injury prevents you from performing all of your normal daily activities for at least 90 of the first 180 days following the crash. During your free consultation, we will thoroughly review your medical records to determine whether your injuries meet the legal standard for pursuing a lawsuit for full compensation.

To have a viable car accident case in New York, you must have sustained a "serious injury". This includes: 

• Dismemberment
• Significant disfigurement
• Fractures
• Loss of a fetus
• Permanent loss or limitation of use of body organ, member, function, or system

New York follows a legal rule known as pure comparative negligence, which means you can still recover financial compensation even if you were partially to blame for the crash. Under this system, your final payout will simply be reduced by your percentage of fault. Because insurance adjusters will frequently try to shift the blame onto you to lower their payout, it is critical to have an experienced attorney protecting your rights. We will investigate the crash, gather the necessary evidence, and fight back against unfair allegations of fault to secure the maximum compensation possible.

It depends on the severity of your injuries, medical treatment, and impact on your ability to work. Potential damages you may be able to recover include: 

• Medical expenses (past and future)
• Lost wages and future earning capacity
• Pain and suffering
• Emotional distress
• Property damage

In New York, you have ten days to file a police report if the accident resulted in more than $1,000 in property damage to either vehicle.

Generally, the statute of limitations to file a personal injury lawsuit after a car accident in New York is three years from the date of the crash. However, this timeline is significantly shorter in specific situations. For example, if your accident involved a government vehicle, a public transit bus, or a municipal entity, you must file a formal Notice of Claim within 90 days of the accident to preserve your right to sue. Because theses deadlines are strict and unforgiving, we recommend speaking with an attorney as soon as possible.

Hiring us costs you absolutely nothing out of pocket. We operate on a contingency fee basis, which means our legal fees are directly tied to the success of your case. We cover all the upfront costs of building your case, including hiring accident reconstruction experts and gathering medical records. We only receive a percentage of your final settlement or court verdict. If we do not recover money for you, you owe us nothing.